Saving Money Made Easy
With the rising cost of living, cashback apps and tools have become essential for saving money on everyday purchases. From grocery shopping to gas stations, these apps reward users for spending, helping them maximize their budgets. In 2025, cashback platforms have become more innovative, offering personalized deals, seamless integration with shopping habits, and higher rewards.
Whether you’re an online shopper, an in-store bargain hunter, or someone looking to save on daily essentials, here’s a list of the best cashback apps and tools for saving money in 2025.
1. Rakuten: The Cashback Giant
Why It’s a Top Pick
Rakuten is one of the most trusted and popular cashback apps. It partners with over 3,500 retailers worldwide, offering cashback for online and in-store purchases. With a simple user interface and periodic promotions, Rakuten remains a favorite.
- Key Features:
- Earn up to 40% cashback from brands like Nike, Walmart, and Sephora.
- A browser extension that alerts you to cashback opportunities.
- Quarterly payments via PayPal or check.
- How to Use: Create an account, shop through the Rakuten app or browser extension, and the cashback is automatically tracked.
- Pro Tip: Combine Rakuten with retailer-specific coupons for even higher savings.
2. Honey: Smarter Shopping and Cashback
Why It’s Essential
Honey, owned by PayPal, is a shopping assistant that automatically finds and applies coupon codes. In addition, its Honey Gold program offers cashback rewards that can be redeemed for gift cards.
- Key Features:
- “Honey Gold” points for cashback rewards.
- A price-tracking tool that notifies you when an item’s price drops.
- Automatic coupon application at checkout.
- How to Use: Install the Honey browser extension, and it will apply discounts and earn you rewards while you shop.
- Pro Tip: Use Honey’s price history tool to identify the best time to make big purchases.
3. Ibotta: Cashback for Groceries and Beyond
Why It’s a Must-Have
Ibotta offers cashback for groceries, online shopping, and retail purchases. With support for in-store receipts and linked loyalty cards, Ibotta is incredibly versatile.
- Key Features:
- Cashback offers from grocery stores, pharmacies, and major retailers.
- Special bonuses and team challenges to earn extra rewards.
- Support for mobile and desktop shopping.
- How to Use: Browse cashback offers in the app, add them to your account, and upload your receipt or link your loyalty card.
- Pro Tip: Check for seasonal bonus promotions for additional savings.
4. Fetch Rewards: Simplified Receipt Scanning
Why Grocery Shoppers Love It
Fetch Rewards is perfect for grocery shoppers who want a no-frills way to earn cashback. It rewards users for uploading receipts, regardless of where they shop.
- Key Features:
- Earn points for scanning receipts from any store.
- Bonus points for purchasing products from partner brands like Pepsi or Kraft.
- Easy redemption for gift cards.
- How to Use: Take a picture of your receipt in the app, and Fetch will handle the rest.
- Pro Tip: Use Fetch Rewards alongside retailer loyalty programs for double savings.
5. Dosh: Automatic Rewards for Everyday Spending
Why It Stands Out
Dosh takes the hassle out of earning cashback by linking directly to your credit or debit card. Every time you shop at a participating retailer, Dosh automatically tracks and deposits cashback into your account.
- Key Features:
- Automatic cashback for in-store and online purchases.
- Cashback offers for dining at restaurants or booking hotels.
- Easy payout options via PayPal or bank transfer.
- How to Use: Link your payment cards to the Dosh app and shop as usual.
- Pro Tip: Combine Dosh with apps like Rakuten or Ibotta for even more cashback.
6. Upside: Save on Gas, Dining, and Groceries
Why It’s Perfect for Drivers
Upside is a cashback app tailored to gas purchases but also includes restaurants and grocery stores. With fluctuating gas prices, Upside is a lifesaver for commuters and travelers.
- Key Features:
- Earn up to $0.25 per gallon at participating gas stations.
- Cashback offers at nearby grocery stores and restaurants.
- Fast payouts via PayPal, gift cards, or bank transfer.
- How to Use: Open the app, claim an offer, make a purchase, and upload your receipt.
- Pro Tip: Pair Upside with your gas station’s loyalty program for additional discounts.
7. Swagbucks: Cashback for More Than Shopping
Why It’s Unique
Swagbucks is more than just a cashback app. It rewards users for taking surveys, watching videos, and completing other simple online tasks.
- Key Features:
- Earn “SB” points for activities like shopping, surveys, and video watching.
- Redeem points for gift cards or PayPal cash.
- Cashback offers from popular retailers.
- How to Use: Sign up on the Swagbucks website, complete tasks, or shop through their portal to earn points.
- Pro Tip: Take advantage of Swagbucks’ daily bonus streaks to maximize rewards.
8. Capital One Shopping: Price Drops and Cashback
Why It’s a Hidden Gem
Capital One Shopping tracks prices across retailers and offers cashback on purchases. The app is available for everyone—not just Capital One customers.
- Key Features:
- Price comparison across multiple retailers.
- Cashback offers for online shopping.
- Notifications for price drops on your favorite items.
- How to Use: Install the browser extension, shop online, and let Capital One Shopping find savings for you.
- Pro Tip: Use this alongside Honey to ensure you never miss a deal.
9. Shopkick: Fun Ways to Earn Rewards
Why It’s Fun
Shopkick turns savings into a game. Earn points, or “kicks,” for scanning items in stores, browsing products online, or making purchases.
- Key Features:
- Rewards for scanning barcodes, watching product videos, or shopping.
- Redeem kicks for gift cards to major retailers like Amazon and Starbucks.
- Works at stores like Target, Walmart, and Best Buy.
- How to Use: Collect kicks in-store or upload receipts to earn rewards.
- Pro Tip: Use Shopkick during regular grocery runs to earn gift cards without additional spending.
10. Retailer-Specific Cashback Apps
Many retailers now offer their own apps with built-in cashback or rewards programs, making them perfect for frequent shoppers.
Top Picks:
- Target Circle: Offers personalized deals and cashback rewards for loyal shoppers.
- Kohl’s Rewards: Earn cashback on purchases and redeem during special promotions.
- Walmart+: Provides cashback on Walmart purchases, including groceries and fuel.
Conclusion: Make 2025 Your Year of Savings
The best cashback apps and tools of 2025 make saving money easier and more rewarding. Whether you’re shopping online with Rakuten, scanning receipts with Fetch Rewards, or earning gas savings through Upside, there’s a tool for every spending habit. By integrating multiple apps into your daily routine, you can save hundreds—or even thousands—of dollars throughout the year.
